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Prosura Rental Vehicle Excess Insurance

Customer Top Questions

  • What is Rental Vehicle Excess Insurance?
  • How does car rental excess travel insurance work?
  • What does Prosura rental vehicle excess travel insurance cover?
  • What is reimbursement insurance?
  • Are you selling the car rental company's excess reduction product?
  • I have purchased an insurance policy. Do I need to purchase cover from the car rental company too?
See all 8 articles

Customer Support

  • How do I contact Prosura?
  • I called out of office hours. What should I do?
  • How do I get a tax invoice for my insurance policy?
  • Can I enquire about a policy if I am not the policy holder?
  • Where can I read the Product Disclosure Statement (PDS)?
  • What are the product terms and conditions?
See all 12 articles

Purchase Support

  • Which state should I choose when purchasing my car rental excess travel insurance policy?
  • Can I travel between states with 1 policy?
  • Can I purchase a policy for a single day?
  • Does a single policy provide cover for 2 or more incidents within 1 journey?
  • What payment methods does Prosura accept?
  • Can I purchase a policy after I collect my hire car?
See all 14 articles

Key Product Features

  • What car rental vehicle types are covered by an excess travel insurance policy? Will my policy cover all car rental companies?
  • Does the car rental excess travel insurance product provide cover for travel to an island?
  • Does the car rental excess travel insurance product provide cover for multi vehicle accidents?
  • What is Emergency Cancellation Protection?

Product Inclusions

  • Does the car rental excess travel insurance product provide cover for single vehicle accidents (SVA)?
  • Does the car rental excess travel insurance product provide cover for underbody and roof damage?
  • Does the car rental excess travel insurance product provide cover for windscreen and auto glass damage?
  • Does the car rental excess travel insurance product provide cover for towing?
  • Does the car rental excess travel insurance product provide cover for hail damage?
  • Does the car rental excess travel insurance product provide cover for lost keys or remote locking devices?
See all 9 articles

Customer Liability When Hiring A Car

  • What is the rental vehicle excess?
  • What is my financial liability when I hire a car?
  • Am I still liable for the damage to the rental car even if I was not at fault?

Nominated & Additional Drivers

  • What is a nominated driver?
  • How do I add my wife / spouse / partner / additional driver to my car rental excess travel insurance policy?
  • How much does it cost to add a driver to my car rental excess travel insurance policy?
  • How do I add an additional driver/s to the car rental agreement?
  • What age range does the product provide cover for?
  • Whose name should I list when purchasing a car rental excess travel insurance policy?
See all 8 articles

Policy Confirmation

  • How do I know that my car rental excess travel policy is confirmed?
  • What is a Certificate of Insurance?
  • When will my car rental excess travel insurance policy payment be charged to my credit card?

Policy Modifications

  • Can I extend my car rental excess travel insurance policy after the Period of Cover has expired?
  • Will my car rental excess travel insurance policy extend automatically when I extend my rental car hire?
  • Can I change the commencement of my car rental excess travel insurance Period of Cover?
  • Can I change the expiry of my car rental excess travel insurance Period of Cover?
  • Can I extend my car rental excess travel insurance policy?
  • Is my insurance for a specific car rental booking or can I use it for a new car rental booking?
See all 7 articles

Policy Cancellations

  • How do I cancel my car rental excess travel insurance policy?
  • Can I cancel my car rental excess travel insurance policy any time before I travel?
  • Can I cancel my car rental excess travel insurance policy after I have collected my hire car?
  • I cancelled my car rental booking. Will my car rental excess travel insurance automatically cancel too?

Cooling Off Period

  • What are the product Cooling Off Period terms & conditions?

Refunds

  • I picked up / returned my rental car early. Can I get a part refund for the day/s that I did not use the hire car?
  • Can I get a partial refund for my excess travel insurance policy ?
  • What is the refund policy for my car rental excess travel insurance?
  • How long will it take for the refund to appear in my account?
  • Where will the refund be paid?
  • The car rental company would not accept my insurance so I purchased their excess reduction product. Can I get a refund?
See all 7 articles

Claims

  • Can assessed claim funds be paid in foreign currencies? (Travel in NZ policies)
  • Contact Prosura to Lodge a Claim
  • I am having trouble lodging my claim on www.prosura.com
  • What information do I need to provide to lodge a claim?
  • Can assessed claim funds be paid in foreign currencies? (Travel in AU policies)
  • Can assessed claim funds be debited into an overseas bank account?
See all 9 articles

General

  • Who underwrites the rental vehicle excess insurance product?
  • How much does Prosura Rental Vehicle Excess Travel Insurance cost?